Study in Europe: a complete guide for international students
Europe offers respected universities, a wide choice of English-taught programmes and low or no tuition at many public universities. But there is no single European admissions or visa system: each country — and often each university — sets its own rules. This guide walks you through how to study in Europe step by step, and compares application routes, fees, living costs, intakes, visas and scholarships across 35 European countries (the UK has its own guide).
EduQuantica helps international students apply to universities in Germany, the Netherlands, Spain and beyond. Applications to European destinations carry a fee — speak to a member of our team for pricing.
Why study in Europe?
- Low or no tuition at many public universities, especially for EU/EEA students — and affordable fees for international students in many countries
- A wide choice of English-taught bachelor's and master's programmes
- Shorter degrees: master's programmes usually take one to two years and bachelor's three to four
- Scholarships from governments, universities and the EU, including fully funded Erasmus Mundus master's
- The chance to live, travel and build a career in a multilingual, international environment
Don't choose a country only because tuition looks low. Compare the total cost, admission difficulty, language requirements, visa conditions, housing and graduate work options before you decide.
Compare study destinations in Europe
Shortlist three to six countries. This table compares indicative tuition, monthly living costs and intakes across Europe. Figures are planning estimates, not guaranteed prices — always confirm the current fee schedule with the university.
| Country | Indicative tuition (per year) | Living costs (per month) | Main intakes |
|---|---|---|---|
| Austria | €1,500–€16,000 | €950–€1,400 | Autumn; some spring |
| Belgium | €1,000–€9,000 | €950–€1,400 | Autumn; limited spring |
| Bulgaria | €1,000–€8,000 | €500–€900 | Autumn; some spring |
| Croatia | €800–€8,000 | €500–€900 | Autumn; limited spring |
| Cyprus | €4,000–€14,000 | €700–€1,200 | Autumn and spring |
| Czechia | €1,000–€6,000 | €500–€1,000 | Autumn |
| Denmark | €6,000–€16,000 (non-EU) | €1,000–€1,700 | Autumn; some February |
| Estonia | €1,500–€8,000 | €600–€1,100 | Autumn; some spring |
| Finland | €4,000–€18,000 (non-EU) | €700–€1,200 | Autumn; January joint application |
| France | €178–€397 (EU rates, 2025–26); higher non-EU rates | €800–€1,200 | Autumn |
| Germany | Often no tuition at public universities (semester fee applies) | €900–€1,400 | Autumn and spring |
| Greece | €1,500–€8,000 | €500–€900 | Autumn; some spring |
| Hungary | €2,000–€8,000 | €500–€900 | Autumn; limited spring |
| Iceland | Registration fee at some public institutions | €1,000–€1,600 | Autumn; some spring |
| Ireland | €10,000–€30,000 (non-EU) | €1,000–€1,700 | September; some January |
| Italy | €500–€4,000 (public, income-based) | €700–€1,200 | Autumn; some spring |
| Latvia | €2,000–€8,000 | €500–€900 | Autumn; some spring |
| Liechtenstein | Institution-specific | €1,200–€1,800 | Institution-specific |
| Lithuania | €2,000–€8,000 | €500–€900 | Autumn; some spring |
| Luxembourg | €400–€5,000 | €1,200–€1,800 | Autumn; some spring |
| Malta | €6,000–€18,000 | €800–€1,300 | October; some February |
| Moldova | €1,000–€5,000 | €400–€800 | Autumn; some spring |
| Netherlands | €2,530 (EU, 2025); €6,000–€20,000 (non-EU) | €1,000–€1,500 | September; some February |
| North Macedonia | €1,000–€5,000 | €400–€800 | Autumn; some spring |
| Norway | Varies; non-EU tuition may apply | €900–€1,500 | Autumn; some spring |
| Poland | €2,000–€12,000 | €330–€430 | Autumn; some spring |
| Portugal | €1,500–€7,000 | €700–€1,200 | September/October; some February |
| Romania | €2,000–€8,000 | €500–€900 | Autumn; some spring |
| Serbia | €1,500–€8,000 | €400–€800 | Autumn; some spring |
| Slovakia | €2,000–€8,000 | €500–€900 | Autumn; some spring |
| Slovenia | €2,000–€15,000 | €400–€800 | Autumn; some spring |
| Spain | €750–€2,500 (public Bachelor's); €5,000–€20,000+ (private) | €700–€1,300 | September/October; some February |
| Sweden | €7,000–€25,000 (non-EU) | €800–€1,400 | Autumn; some January |
| Switzerland | CHF 500–4,000 (public) | CHF 1,500–2,500 | Autumn; some spring |
| Ukraine | €500–€5,000 | €300–€700 | Autumn; check current safety conditions |
How to study in Europe: step by step
- Define your goal. Decide your study level, subject, teaching language, budget and career plan.
- Choose countries strategically. Compare tuition, living costs, language, admission route, visa rules, work rights and post-study options.
- Check your academic eligibility. Confirm the required qualification, grades, subjects and any entrance exam. Some countries need your qualification recognised first, and some students need a foundation or preparatory year.
- Meet the language requirements. Take IELTS, TOEFL, Cambridge, PTE (where accepted) or a local-language test early enough to retake it before the deadline.
- Build a balanced shortlist. Mix ambitious, target and safer programmes, and record each one's fees, deadlines, portal and documents.
- Prepare your documents. Gather certificates, transcripts, CV, motivation letter, references, certified translations and any apostille or legalisation.
- Apply through the correct portal. Some universities accept direct applications; some countries use a central portal (for example uni-assist in Germany, Studielink in the Netherlands, Studyinfo.fi in Finland or UniversityAdmissions.se in Sweden).
- Apply for scholarships. Scholarship deadlines are often earlier than admission deadlines and need separate applications.
- Accept your offer. Check conditions, deposit and refund rules, and pay only after verifying the university's official bank details.
- Apply for your visa or residence permit. Prepare proof of funds, insurance and accommodation, and book biometrics early.
- Arrive and register. Enrol at the university, register your address, complete residence-permit steps, activate insurance and open a bank account.
Entry and language requirements
Bachelor's programmes need a recognised secondary-school qualification; master's programmes need a relevant bachelor's degree; PhDs usually need a master's and a research proposal. Universities also check minimum grades, required subjects or credits, and sometimes an entrance exam, interview or portfolio.
International qualifications may need recognition through the university or the country's ENIC-NARIC centre. In Germany, for example, applicants can check their school-leaving certificate through DAAD's My GUIDE or the anabin database; if it isn't accepted directly, a Studienkolleg may be required.
For English-taught programmes, common tests are IELTS Academic, TOEFL iBT, Cambridge English and PTE Academic (where accepted). Local-language programmes need a recognised certificate in that language. Check the overall and component scores, test validity and whether a waiver is possible — one university's waiver doesn't apply to another.
Documents you'll need to study in Europe
- Valid passport and photographs
- Secondary-school and/or university certificates and transcripts
- Diploma supplement or course descriptions, with the grading scale
- Language certificate
- CV and motivation letter (statement of purpose)
- Academic or professional references
- Portfolio (creative subjects) or research proposal (some PhDs)
- Certified translations, and an apostille or legalisation where required
- Proof of application-fee payment
Keep the spelling of your name, dates and qualification titles identical across every document, and request transcripts and references early — they can take weeks.
Student visas and residence permits in Europe
There is no single "European student visa". For programmes longer than 90 days, non-EU students generally need a national long-stay visa and/or a student residence permit from the country where they will study. A Schengen short-stay visa is not a student residence permit.
Typical visa documents include:
- Admission letter and valid passport
- Visa application form, photographs and fee receipt
- Proof of tuition payment and living funds (some countries require a blocked account or bank guarantee)
- Health insurance and proof of accommodation
- Police and medical certificates, where required
- Certified translations of supporting documents
Some country examples:
- Germany: student visa before entry, usually with a blocked account (DAAD cited €992 a month for 2025), then a residence permit after arrival.
- France: Campus France procedure and the VLS-TS student visa, validated after arrival.
- Italy: study visa before arrival, then apply for the residence permit within eight days of entering Italy.
- Netherlands: the recognised university applies to the IND for your residence permit on your behalf.
- Spain: student visa from the Spanish consulate, then the TIE residence card for stays over six months.
Visa rules are national and change often. Always follow the instructions of the university, the embassy and the immigration authority, and use the EU Immigration Portal to check procedures. EduQuantica does not give immigration advice.
Health insurance for international students in Europe
Every European country requires health cover. Depending on the country you may need national student insurance or private insurance accepted by the immigration authority. Your policy should cover medical and hospital treatment, emergencies and (where required) repatriation for your whole stay.
Don't buy a policy just because it says "international student insurance". Check that it meets the exact visa and residence-permit rules — minimum cover, dates, territory, exclusions, deductibles and waiting periods. EU/EEA students may be able to use the European Health Insurance Card (EHIC), but it doesn't always satisfy national requirements.
Cost of studying in Europe
Tuition ranges from no fees at many German public universities to €20,000 or more a year at private institutions, and many countries charge non-EU students more than EU students. Also budget for application fees, semester or registration fees, tuition deposits, visa and residence-permit fees, insurance, translations and accommodation deposits.
Monthly living costs range from around €330–€430 in Poland to €1,000–€1,700 in Denmark (European Commission estimates). Capital cities cost more than smaller university towns. Most importantly, budget for the amount your visa requires — not just the average cost of living — and make sure your funds are genuine, accessible and in the format the immigration authority asks for.
Intakes and application deadlines
The main intake across Europe is autumn (September or October). Spring intakes (January to March) exist but are more limited and programme-specific. There is no single deadline for a country: each programme sets its own, and deadlines for non-EU applicants are often earlier to allow time for the visa.
- Autumn intake: start preparing 12–18 months before arrival.
- Spring intake: start preparing 8–12 months before arrival.
- Scholarships: apply 2–6 months before the normal admission deadline.
- Visa: apply as soon as you have your admission and financial documents.
Scholarships to study in Europe
The European Commission notes that hundreds of thousands of scholarship and funding opportunities exist across Europe, from partial tuition support to awards that also cover living costs. Look at four sources: university scholarships, national government scholarships, external foundations and employers, and EU programmes.
- Erasmus Mundus Joint Masters: open to students worldwide; scholarships can cover participation costs and contribute to travel, visa and living costs. Apply directly to the programme consortium — most applications run from October to January for the following academic year.
- Erasmus+: exchange students generally pay no tuition to the host university and may receive travel and living support.
- Government scholarships: for example DAAD (Germany), Eiffel (France), Stipendium Hungaricum (Hungary), Swedish Institute (Sweden), Swiss Government Excellence Scholarships, NL Scholarship (Netherlands) and NAWA (Poland).
- Research funding: Marie Skłodowska-Curie Actions and EURAXESS for doctoral and research positions; CEEPUS and Nordplus for regional mobility.
Admission doesn't automatically include funding: scholarships often have earlier deadlines, separate forms and different eligibility rules. Scholarship names and eligibility change every year, so check each provider's official website.
Country-by-country guide
Select a country to see how to apply, health-insurance rules, the visa and residence route, scholarships and indicative costs. All figures are indicative — verify them with the university, the official scholarship provider and the immigration authority.
Austria
- How to apply: Apply directly to the university. Some programmes have entrance examinations, and academic documents may need legalisation and certified German translation.
- Documents: Passport, certificates and transcripts, German or English language evidence, CV, motivation letter, references if requested and proof of the application fee.
- Health insurance: Valid health insurance is required. Non-EU students need Austrian or approved private insurance for the full stay.
- Visa and residence: Non-EU/EEA students staying longer than six months normally apply for a Residence Permit – Student before entering Austria, with admission, funds, accommodation and insurance. Apply early: processing can take several weeks.
- Scholarships to explore: OeAD scholarships, Ernst Mach Grant, Austrian government awards, university merit scholarships, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: Tuition approx. €1,500–€16,000 a year depending on nationality and institution; living costs €950–€1,400 a month; autumn main intake, some spring starts.
Belgium
- How to apply: Apply to the university. Belgium has separate Flemish, French and German-speaking education systems, and some applicants need an equivalence certificate.
- Health insurance: Non-EU students usually need private insurance at first and may later register with a Belgian mutuality.
- Visa and residence: Non-EU students apply for a national D visa after admission, with funds, insurance, a medical certificate and, where required, a police certificate. After arrival, register with the municipality and apply for the residence card.
- Scholarships to explore: ARES scholarships, VLIR-UOS, community-level scholarships, university tuition waivers, doctoral funding, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: Tuition approx. €1,000–€9,000 a year; living costs €950–€1,400 a month; autumn main intake, limited spring intake, earlier deadlines for non-EU applicants.
Bulgaria
- How to apply: Apply directly to the university. A preparatory year or entrance exam may be required, and documents may need an apostille and Bulgarian translation.
- Health insurance: Health insurance valid in Bulgaria for the visa and residence period.
- Visa and residence: Non-EU students apply for a Type D long-stay visa after admission, then a student residence permit after arrival. Medical and criminal-record certificates are commonly requested.
- Scholarships to explore: Bulgarian government scholarships, bilateral exchange awards, university scholarships, Erasmus+, Erasmus Mundus and research fellowships.
- Indicative fees, living costs and intakes: Tuition approx. €1,000–€8,000 a year (medicine and private programmes may cost more); living costs €500–€900 a month; autumn main intake.
Croatia
- How to apply: Apply directly to the university or programme portal, with qualification-recognition evidence and certified translations.
- Health insurance: Non-EU students need Croatian or approved private medical insurance.
- Visa and residence: Non-EU students staying more than 90 days generally need temporary residence for study and, where applicable, a long-stay visa, plus local registration.
- Scholarships to explore: Croatian government scholarships, CEEPUS, university awards, Erasmus+, Erasmus Mundus and research funding.
- Indicative fees, living costs and intakes: Tuition approx. €800–€8,000 a year; living costs €500–€900 a month; autumn main intake, limited spring options.
Cyprus
- How to apply: Apply directly to the university. An interview or placement test may be part of the process.
- Health insurance: Private medical insurance accepted in Cyprus, covering the whole period of residence.
- Visa and residence: Cyprus is outside the Schengen Area and runs its own entry and residence process, usually supported by the university. Expect a medical examination, police certificate and tuition-payment receipt.
- Scholarships to explore: Cyprus State Scholarship Foundation opportunities, university merit awards, tuition discounts, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: Tuition approx. €4,000–€14,000 a year; living costs €700–€1,200 a month; autumn and spring intakes are common.
Czechia
- How to apply: Apply directly to the university online, pay the application fee and complete any entrance exam or interview.
- Health insurance: Comprehensive health insurance that meets Czech immigration requirements.
- Visa and residence: Non-EU students apply in person at a Czech embassy for a long-term study visa or residence permit for study. Processing may take up to 60 days.
- Scholarships to explore: Czech government scholarships, university scholarships, Visegrad Fund, Erasmus+, Erasmus Mundus and research fellowships.
- Indicative fees, living costs and intakes: Tuition approx. €1,000–€6,000 a year for many programmes (medicine costs more); living costs €500–€1,000 a month; autumn main intake.
Denmark
- How to apply: Many undergraduate applicants use the national admissions system; postgraduates usually apply directly to the university.
- Health insurance: Non-EU students need private insurance until they can use Danish public healthcare after CPR registration.
- Visa and residence: Non-EU students must apply for a residence permit (through SIRI) before arrival, with admission, funds, any tuition payment, insurance and biometrics.
- Scholarships to explore: Danish government scholarships, university tuition waivers, faculty awards, industrial PhD funding, Nordplus, Erasmus+, Erasmus Mundus and Fulbright Denmark.
- Indicative fees, living costs and intakes: Non-EU tuition commonly €6,000–€16,000 a year (EU/EEA/Swiss full-degree students may pay no tuition); living costs €1,000–€1,700 a month; autumn main intake, some February starts.
Estonia
- How to apply: Apply directly to the university or through the relevant national platform.
- Health insurance: Health insurance accepted for visa and residence purposes.
- Visa and residence: Non-EU students may need a long-stay D visa and/or a temporary residence permit for study, followed by address registration.
- Scholarships to explore: Estonian government scholarships, Dora Plus, university tuition waivers, research grants, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: Tuition approx. €1,500–€8,000 a year; living costs €600–€1,100 a month; autumn main intake, some spring starts.
Finland
- How to apply: Many programmes use Studyinfo.fi; some universities use their own portals. Entrance tasks or interviews may apply.
- Health insurance: Non-EU students need private insurance that meets Finnish residence-permit requirements; cover depends on programme length.
- Visa and residence: Non-EU students apply online for a residence permit for studies through the Finnish Immigration Service (Enter Finland) and attend an identity and biometrics appointment.
- Scholarships to explore: University tuition waivers, the Finnish Government Scholarship Pool where available, EDUFI-related opportunities, doctoral funding, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: Tuition approx. €4,000–€18,000 a year for many non-EU English-taught programmes; living costs €700–€1,200 a month; autumn main intake, with the January joint application common.
France
- How to apply: Choose programmes through the Campus France catalogue, then apply directly or through the Études en France procedure, depending on nationality and programme.
- Health insurance: Health cover is mandatory. Non-EU students normally register with French student social security after arrival and may need private cover in the meantime.
- Visa and residence: For programmes longer than three months, apply for the VLS-TS student visa after the Campus France process, then validate it after arrival. Official guidance cites minimum resources of €615 a month.
- Scholarships to explore: Eiffel Excellence Scholarship, France Excellence Europa, Campus France scholarships, regional and university awards, doctoral contracts, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: Public fees for 2025–26 at standard EU rates are €178 a year (Bachelor's), €254 (Master's) and €397 (doctorate); non-EU differentiated fees can be higher, and private institutions may charge €6,000–€18,000 a year. Living costs €800–€1,200 a month; autumn main intake, with earlier Campus France deadlines.
Germany
- How to apply: Apply through the university, uni-assist or Stiftung für Hochschulzulassung, depending on the programme. Check qualification recognition (DAAD's My GUIDE or anabin) — some applicants need a Studienkolleg first.
- Documents: Certified certificates and transcripts, passport and photo, language certificate, CV, motivation letter, certified translations and proof of the application fee.
- Health insurance: Health insurance is required for enrolment and residence; most students use German statutory student insurance.
- Visa and residence: Non-EU students apply for a student visa (or a prospective student visa) before arrival, usually showing funds through a blocked account — DAAD cited €992 a month (€11,904 a year) for 2025. After arrival, register your address and apply for the residence permit.
- Scholarships to explore: DAAD scholarships, Deutschlandstipendium, university merit awards, research assistantships, doctoral positions, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: Many public programmes charge no tuition, but a semester contribution applies; private universities may charge €4,000–€20,000 a year. Living costs €900–€1,400 a month; autumn and spring intakes with programme-specific deadlines.
Greece
- How to apply: Apply through the university or the relevant national process; documents may need legalisation or an apostille.
- Health insurance: Private insurance accepted by the Greek consulate and residence authority.
- Visa and residence: Non-EU students apply for a national long-stay student visa before arrival, then a residence permit in Greece. Medical and criminal-record certificates are commonly required.
- Scholarships to explore: Greek State Scholarship Foundation opportunities, university scholarships, research grants, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: Tuition approx. €1,500–€8,000 a year; living costs €500–€900 a month; autumn main intake, some spring starts.
Hungary
- How to apply: Apply through the university portal; scholarship applicants may use the Stipendium Hungaricum route. A medical certificate or entrance exam may be required.
- Health insurance: Health insurance valid in Hungary; scholarship holders should check whether their scholarship includes it.
- Visa and residence: Non-EU students apply for a residence permit for studies through a Hungarian consulate or the immigration authority (Enter Hungary), with biometrics.
- Scholarships to explore: Stipendium Hungaricum, Diaspora Higher Education Scholarship, university scholarships, doctoral awards, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: Tuition approx. €2,000–€8,000 a year (medicine costs more); living costs €500–€900 a month; autumn main intake.
Iceland
- How to apply: Apply directly to the institution.
- Health insurance: Non-EU students need private insurance until they qualify for Icelandic public cover.
- Visa and residence: Non-EEA students staying longer than 90 days usually need a student residence permit before arrival, with funds, housing, insurance and criminal-record and medical certificates.
- Scholarships to explore: Institutional scholarships, university awards, Nordplus, Erasmus+, Erasmus Mundus and research funding.
- Indicative fees, living costs and intakes: Some public institutions charge a registration fee rather than tuition; living costs €1,000–€1,600 a month; autumn main intake.
Ireland
- How to apply: Apply directly to the institution and check academic equivalence, English requirements, fees and deposit conditions.
- Health insurance: Non-EU students normally need private medical insurance accepted by Irish immigration.
- Visa and residence: Ireland is outside both the UK and Schengen systems. Non-EU students apply for a study visa before travel if required, then register with Irish immigration for an Irish Residence Permit (IRP).
- Scholarships to explore: Government of Ireland International Education Scholarship, university awards, Irish Research Council funding, faculty scholarships, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: Tuition approx. €10,000–€30,000 a year for many non-EU programmes; living costs €1,000–€1,700 a month; September main intake, some January options.
Italy
- How to apply: Apply to the university and complete Universitaly pre-enrolment where required. Entrance tests apply to some programmes.
- Health insurance: Health insurance valid for the visa and residence permit — approved private cover or the Italian National Health Service if eligible.
- Visa and residence: Non-EU students get a study visa before arrival and must apply for the study residence permit within eight days of entering Italy, usually starting with the post-office kit.
- Scholarships to explore: Italian Government scholarships, regional DSU grants, university merit awards, Invest Your Talent in Italy where applicable, doctoral funding, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: Public universities may charge approx. €500–€4,000 a year after an income assessment; private fees can exceed €6,000. Living costs €700–€1,200 a month; autumn main intake.
Latvia
- How to apply: Apply directly to the university; it usually provides an invitation or mediation document for immigration.
- Health insurance: Insurance accepted for the visa and residence application, including emergency treatment.
- Visa and residence: Non-EU students generally apply for a long-stay visa and/or temporary residence permit, with police and medical certificates.
- Scholarships to explore: Latvian state scholarships, university tuition waivers, Baltic and Nordplus funding, Erasmus+, Erasmus Mundus and research grants.
- Indicative fees, living costs and intakes: Tuition approx. €2,000–€8,000 a year; living costs €500–€900 a month; autumn main intake, some spring starts.
Liechtenstein
- How to apply: Apply directly to the institution and ask for a written fee quotation.
- Health insurance: Health insurance is required for stays longer than three months.
- Visa and residence: Requirements depend on nationality and where you will live — students living in Austria or Switzerland follow those countries' residence rules. Residence capacity is limited, so contact the migration authority early.
- Scholarships to explore: University scholarships, Swiss-linked funding, Erasmus+, Erasmus Mundus and research opportunities.
- Indicative fees, living costs and intakes: Fees are institution-specific; living costs €1,200–€1,800 a month; apply early because places are limited.
Lithuania
- How to apply: Apply directly through the university or its approved platform; the university then mediates your immigration application.
- Health insurance: Insurance accepted by Lithuanian immigration for the visa or residence period.
- Visa and residence: Non-EU students apply for a national long-stay visa or a temporary residence permit for study through MIGRIS, with biometrics.
- Scholarships to explore: Lithuanian state scholarships, university grants, Visegrad Fund, Nordplus, Erasmus+, Erasmus Mundus and doctoral funding.
- Indicative fees, living costs and intakes: Tuition approx. €2,000–€8,000 a year; living costs €500–€900 a month; autumn main intake.
Luxembourg
- How to apply: Apply directly to the higher-education institution.
- Health insurance: Proof of health insurance is required; non-EU students need Luxembourg or approved private cover.
- Visa and residence: Non-EU students must obtain an authorisation to stay for students before entering, then a visa if required. After arrival, report to the local commune within three days, complete the medical examination and apply for the residence permit within three months.
- Scholarships to explore: University merit awards, national research funding, doctoral contracts, Erasmus+, Erasmus Mundus and institutional financial aid.
- Indicative fees, living costs and intakes: Tuition approx. €400–€5,000 a year at many public institutions; living costs €1,200–€1,800 a month; autumn main intake.
Malta
- How to apply: Apply directly to a licensed institution; some programmes include a test or interview.
- Health insurance: Comprehensive insurance accepted in Malta and for residence purposes.
- Visa and residence: Non-EU students apply for a national visa where required, then complete residence formalities (Identità) after arrival.
- Scholarships to explore: Government scholarships, university awards, tuition discounts, faculty scholarships, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: Tuition approx. €6,000–€18,000 a year; living costs €800–€1,300 a month; October main intake, February sometimes available.
Moldova
- How to apply: Obtain admission or an invitation from the university.
- Health insurance: Private medical insurance is required.
- Visa and residence: Apply for a visa where required, then temporary residence after arrival.
- Scholarships to explore: Moldovan government and bilateral scholarships, university awards, Erasmus+, Erasmus Mundus and research fellowships.
- Indicative fees, living costs and intakes: Tuition approx. €1,000–€5,000 a year; living costs €400–€800 a month; autumn main intake.
Netherlands
- How to apply: Most applicants start in Studielink and then complete the university's own application. The university must be a recognised sponsor for immigration.
- Health insurance: Dutch basic insurance or approved private/student cover, depending on your residence status and any work.
- Visa and residence: For non-EU students, the recognised university applies to the IND for the MVV entry authorisation (where needed) and the student residence permit. After arrival, register with the municipality, get your BSN and collect the residence document. Students must make sufficient study progress.
- Scholarships to explore: NL Scholarship (formerly the Holland Scholarship), university excellence scholarships, faculty awards, tuition waivers, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: The EU/EEA statutory fee was €2,530 for 2025; non-EU fees are commonly €6,000–€20,000 a year. Living costs €1,000–€1,500 a month; September main intake, some February starts; numerus-fixus programmes can close on 15 January.
North Macedonia
- How to apply: Obtain admission from the university.
- Health insurance: Private insurance is required.
- Visa and residence: Apply for a visa if required, then temporary residence and address registration.
- Scholarships to explore: Government scholarships, university awards, CEEPUS, bilateral scholarships, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: Tuition approx. €1,000–€5,000 a year; living costs €400–€800 a month; autumn main intake.
Norway
- How to apply: Many undergraduates apply through Samordna opptak; postgraduates usually apply directly to the university.
- Health insurance: Health insurance or cover accepted for the residence permit.
- Visa and residence: Non-EU/EEA students apply for a study residence permit through UDI before arrival, with admission, funds, housing and biometrics. Official guidance referenced a financial requirement of at least NOK 137,907 a year.
- Scholarships to explore: Institutional tuition waivers where available, doctoral employment contracts, Nordplus, Erasmus+, Erasmus Mundus and research positions.
- Indicative fees, living costs and intakes: Tuition varies by institution and non-EU tuition may apply; living costs €900–€1,500 a month; autumn main intake.
Poland
- How to apply: Apply directly to a Polish university authorised to admit third-country students. Documents may need legalisation or an apostille and recognition.
- Health insurance: Health insurance is mandatory: private insurance or registration with the Polish National Health Fund after arrival.
- Visa and residence: Non-EU students usually apply for a national Type D student visa, and may later apply for a temporary residence permit for study.
- Scholarships to explore: NAWA scholarships, Polish government scholarships, university awards, Visegrad Fund, Erasmus+, Erasmus Mundus and doctoral scholarships.
- Indicative fees, living costs and intakes: Tuition approx. €2,000–€12,000 a year; living costs approx. €330–€430 a month (European Commission estimate); autumn main intake, some spring starts.
Portugal
- How to apply: Apply directly to the university or polytechnic; some programmes have entrance examinations.
- Health insurance: Health or travel insurance accepted for the visa and residence period.
- Visa and residence: Non-EU students apply for a residence visa for study at the Portuguese consulate, then apply to AIMA for the residence permit after arrival.
- Scholarships to explore: Portuguese government scholarships, university awards, FCT research funding, merit-based fee waivers, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: Tuition approx. €1,500–€7,000 a year (private programmes may cost more); living costs €700–€1,200 a month; September/October main intake, some February starts.
Romania
- How to apply: Apply directly to the university and follow any Ministry of Education approval process; a preparatory year may apply.
- Health insurance: Health insurance accepted for the Romanian visa and residence permit.
- Visa and residence: Non-EU students apply for a long-stay study visa after receiving the acceptance letter, then a residence permit after arrival.
- Scholarships to explore: Romanian government scholarships, university awards, bilateral scholarships, Erasmus+, Erasmus Mundus and doctoral grants.
- Indicative fees, living costs and intakes: Tuition approx. €2,000–€8,000 a year (medicine costs more); living costs €500–€900 a month; autumn main intake.
Serbia
- How to apply: Obtain admission and an invitation from the university.
- Health insurance: Private insurance valid in Serbia.
- Visa and residence: Apply for a visa where required, then temporary residence after arrival.
- Scholarships to explore: Serbian government scholarships, university awards, bilateral schemes, CEEPUS, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: Tuition approx. €1,500–€8,000 a year; living costs €400–€800 a month; autumn main intake.
Slovakia
- How to apply: Apply directly to the institution; documents may need Slovak translations and an entrance examination may apply.
- Health insurance: Comprehensive health insurance valid in Slovakia.
- Visa and residence: Non-EU students apply for a national visa and/or temporary residence for study, with criminal-record and medical certificates.
- Scholarships to explore: Slovak government scholarships, the National Scholarship Programme, university grants, CEEPUS, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: Tuition approx. €2,000–€8,000 a year; living costs €500–€900 a month; autumn main intake.
Slovenia
- How to apply: Apply through the university or the eVŠ process, depending on the programme.
- Health insurance: Third-country students need approved private or Slovenian coverage.
- Visa and residence: Non-EU students staying longer than 90 days apply for a temporary residence permit for study and, where necessary, a national long-stay visa.
- Scholarships to explore: Public scholarships for foreign nationals, Western Balkans scholarships, university awards, CEEPUS, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: Bachelor's approx. €2,000–€11,000, Master's €2,000–€15,000 and doctoral €2,000–€6,000 a year; living costs €400–€800 a month; autumn main intake.
Spain
- How to apply: Apply directly to the university or through a regional system; some programmes need qualification recognition (homologation).
- Health insurance: Non-EU students usually need insurance from an insurer authorised in Spain, with comprehensive cover and no co-payments or waiting periods.
- Visa and residence: Non-EU students apply for a student visa at the Spanish consulate before arrival, with funds, insurance, medical and (for longer stays) criminal-record certificates. Students staying longer than six months then apply for the TIE residence card.
- Scholarships to explore: Spanish government and regional scholarships, Fundación Carolina, MAEC-AECID opportunities where applicable, university awards, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: Public Bachelor's fees often approx. €750–€2,500 a year; private fees €5,000–€20,000 or more. Living costs €700–€1,300 a month; September/October main intake, some February starts.
Sweden
- How to apply: Most students apply through UniversityAdmissions.se; an application fee may apply.
- Health insurance: Non-EU students staying less than a year generally need private insurance; longer stays can access public healthcare after population registration.
- Visa and residence: Non-EU students apply online for a residence permit for higher education before arrival, with proof of tuition payment, funds and insurance. Apply early: processing can take several weeks.
- Scholarships to explore: Swedish Institute scholarships, university tuition waivers, faculty scholarships, doctoral employment, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: Non-EU tuition commonly €7,000–€25,000 a year (EU/EEA students often pay none); living costs €800–€1,400 a month; autumn main intake, some January starts.
Switzerland
- How to apply: Apply directly to the university; requirements vary by institution and canton and may include a study plan and proof of funds.
- Health insurance: Health insurance is compulsory; you may apply for an exemption if your existing cover qualifies.
- Visa and residence: Non-EU students apply for a national D visa before arrival, then register with the local commune and apply for the cantonal residence permit.
- Scholarships to explore: Swiss Government Excellence Scholarships, university scholarships, cantonal assistance, doctoral positions, Erasmus+ and Erasmus Mundus.
- Indicative fees, living costs and intakes: Many public institutions charge approx. CHF 500–4,000 a year, with possible non-EU supplements; living costs CHF 1,500–2,500 a month; autumn main intake.
Ukraine
- How to apply: Obtain admission or an invitation from the university, and check current safety and operating conditions before applying.
- Health insurance: Private medical insurance is required.
- Visa and residence: Apply for a visa and then temporary residence, alongside a separate security assessment.
- Scholarships to explore: Government and university scholarships, bilateral awards, Erasmus+, Erasmus Mundus, research fellowships and emergency education funding where available.
- Indicative fees, living costs and intakes: Tuition approx. €500–€5,000 a year; living costs €300–€700 a month (excluding security-related costs); autumn main intake.
Your study in Europe timeline
| When | What to do |
|---|---|
| 18–24 months before | Choose your subject and career goal, compare countries and costs, check eligibility, start language preparation and research scholarships. |
| 12–18 months before | Shortlist programmes, take language or entrance tests, request transcripts and references, write your CV and motivation letter, check your passport. |
| 8–12 months before | Submit university and scholarship applications, get certified translations, track offer conditions. |
| 4–8 months before | Accept an offer, pay only verified deposits, get the university's visa documents, prepare proof of funds and insurance, apply for accommodation. |
| 1–4 months before | Submit your visa or residence application, attend biometrics, book travel and organise original documents. |
| After arrival | Register with the university and local authorities, complete residence formalities, activate insurance and banking, attend orientation. |
Common mistakes to avoid
- Choosing by ranking without checking accreditation
- Treating an offer letter as a visa guarantee
- Missing a separate scholarship deadline
- Paying unverified agents, landlords or bank accounts
- Submitting untranslated or uncertified documents
- Showing borrowed or unexplained funds
- Booking non-refundable travel before your visa is approved
- Assuming one EU visa lets you study in any European country
- Leaving accommodation until after your visa is approved
- Working beyond your permitted hours, or changing programme without checking the immigration impact
How EduQuantica helps you study in Europe
Our counsellors help you choose the right country and programme, check your eligibility, prepare your documents and motivation letter, apply to universities and scholarships, and get ready for your visa interview and arrival. Our European partners include Gisma University of Applied Sciences, University of Europe for Applied Sciences and Whitecliffe University of Applied Sciences in Germany, University of Europe for Applied Sciences in Amsterdam, and Saint Louis University (Madrid Campus) and UDIT in Spain.
Applications to European destinations carry a fee, which depends on your destination and the services you need. Speak to a member of our team for pricing.
Our European partner universities
All partner institutionsGermany
Frequently asked questions
Is there one student visa for all of Europe?
No. Each country sets its own rules. For programmes longer than 90 days, non-EU students usually need a national long-stay visa and/or a student residence permit from the country where they will study. A Schengen short-stay visa is not a student permit.
Which European countries have the lowest tuition fees?
Many public universities in Germany charge no tuition (a semester contribution applies), and French public universities charge low standard rates, although non-EU students may pay higher differentiated fees. Fees vary by country, university, programme and nationality, so always check the university's current fee schedule.
Can I study in Europe in English?
Yes. Many bachelor's and master's programmes across Europe are taught in English. You will usually need IELTS Academic, TOEFL iBT, Cambridge English or PTE Academic, unless the university grants a waiver.
When should I apply to study in Europe?
For the main autumn intake, start preparing 12–18 months before you plan to arrive and apply 8–12 months ahead. Non-EU deadlines are often earlier to allow time for the visa, and scholarship deadlines can be months before admission deadlines.
How much money do I need for a European student visa?
It depends on the country. Germany, for example, cited €992 a month for 2025, usually held in a blocked account, and France cites minimum resources of €615 a month. Check the current amount with the embassy or immigration authority before you apply.
What is Erasmus Mundus?
Erasmus Mundus Joint Masters are programmes run by groups of European universities and open to students worldwide. Scholarships can cover participation costs and contribute to travel, visa and living costs. You apply directly to the programme, usually between October and January.
Can I work while studying in Europe?
Usually, yes, within limits. Working hours and conditions depend on the country, your permit and your course, so check the official rules before you accept a job.
Are EduQuantica's services for Europe free?
Our UK services are free, but applications to European destinations carry a fee that depends on your destination and the services you need. Speak to a member of our team for pricing.
Start your journey today
Create your free profile in two minutes, or book a free consultation with a counsellor.
